The Fair Debt Collection Practices Act (FDCPA) was created as a Federal statute in the year 1978, as Title VIII of the Consumer Credit Protection Act. The purpose of this act is to eliminate harassment of a consumer in the process of debt collection. The Act specified a list of do's and don'ts while collecting debt. It also defined the Consumer's rights under the Act.
FAIR DEBT COLLECTION PRACTICES ACT | FDCPA

The Fair Debt Collection Practices Act was intended to apply to third party debt collectors and not to the employees of the original creditor. Federal Courts [...]

The rules and regulations governing commercial debt collections are completely different from the consumer debt collections. One can find lots of information related to consumer debt collection. There are many companies that specialize in this field. However, when it comes to commercial debt collection, it can be little tricky to find the right company that provides reliable and competent services. Any business-to-business collection of debt is known as commercial debt collection. In the consumer debt collection, it is between the business and the consumer. There are well-established laws governing how the commercial debts must be collected.
Commercial Debt Collections
Commercial debt collections [...]

Skip tracing is essentially the art of finding or locating someone. A skip refers to a person who chooses to leave a certain place or area, and most of them eventually leave behind either verbal trails, paper trails or even both. There are several reasons for a particular individual to be skipping around and these include marriage, divorce, and taking revenge, getting away from debt, suffering from amnesia, or they are just downright bored and frustrated with their life.
Skip Tracing
There are different groups when it comes to skips, and they are divided into four. The first one would be the [...]

For companies that do business in New York, once decisive task that they often have to do is to find the right debt collection agency New York. When a debt collection agency New York needs to be selected, several points should be kept in mind.
Collection Agency New York
When firms with clients or customers in New York fail at collecting debt, they might consider seeking the third-party assistance offered by collection agencies to help them get their money. Services of a credible New York collection agency can even prove useful for maximizing cash flow, preserving customer base and safeguarding the business [...]

Zoos Collection Agencies Zoos collection agencies have revolutionized debt payment in the Zoos business sector. Zoos collection agencies offer their services by helping business deal with their unpaid debt by collecting delinquent payments from customers, clients and patients. This is a task that not all businesses are willing to do themselves due to the risk [...]

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