Massachusetts Debt Collection Laws
In addition to being regulated by the Fair Debt Collection Practices Act (FDCPA), Massachusetts collection agencies are also regulated by Massachusetts debt collection laws. Discover: Massachusetts collection requirements, bad check laws (NSF), statutes of limitations for both debts and judgments, garnishments plus Massachusetts collection agency license and bonding information.
Summary of the Massachusetts fair debt collection practices laws:
MASSACHUSETTS INTEREST RATE
Legal: 6%
Judgment: 12%
Contract: 12%
MASSACHUSETTS STATUTE OF LIMITATIONS |in years|
Open Accounts on Contract: 6
Contract: 6
Sales |UCC| Contract: 4
Domestic Judgment: 20 |presumed satisfied after 20 years|
Foreign Judgment: 20
Contracts Under Seal: 20
MASSACHUSETTS BAD CHECK LAWS |NSF|
Amount due, costs of suit, protest [...]

Indiana Debt Collection Laws
In addition to being regulated by the Fair Debt Collection Practices Act (FDCPA), Indiana collection agencies are also regulated by Indiana debt collection laws. Discover: Indiana collection requirements, bad check laws (NSF), statutes of limitations for both debts and judgments, garnishments plus Indiana collection agency license and bonding information.
Summary of the Indiana fair debt collection practices laws:
INDIANA INTEREST RATE
Legal: 8%
Judgment: 8%
INDIANA STATUTE OF LIMITATIONS |in years|
Open Accounts: 6
Written Contract for payment of money
|executed before 9/l/82|: 10
|executed after 8/31/82|: 6
Written Contract |other than payment of money|: 10
Written Contract for sale of goods: 4
Domestic Judgment:
10 on real estate
20 against [...]

Delaware Debt Collection Laws
In addition to being regulated by the Fair Debt Collection Practices Act (FDCPA), Delaware collection agencies are also regulated by Delaware debt collection laws. Discover: Delaware collection requirements, bad check laws (NSF), statutes of limitations for both debts and judgments, garnishments plus Delaware collection agency license and bonding information.
Summary of the Delaware fair debt collection practices laws:
DELAWARE INTEREST RATE
Legal + Judgment -
Federal Reserve Discount Rate Plus 5% Points
DELAWARE STATUTE OF LIMITATIONS |in years|
Sale of Goods: 4
Open Accounts: 4
Written Contract: 3
Domestic Judgment: No provision
Foreign Judgment: No provision
DELAWARE BAD CHECK LAWS |NSF|
Amount due, cost of suit, protest fees
DELAWARE [...]

Arkansas Debt Collection Laws
In addition to being regulated by the Fair Debt Collection Practices Act (FDCPA), Arkansas collection agencies are also regulated by Arkansas debt collection laws. Discover: Arkansas collection requirements, bad check laws (NSF), statutes of limitations for both debts and judgments, garnishments plus Arkansas collection agency license and bonding information.
Summary of the Arkansas fair debt collection practices laws:
ARKANSAS INTEREST RATE
Legal: 6% or 5 points above the Fed. discount rate
Judgment: Contract rate or 10% per annum whichever is greater
ARKANSAS STATUTE OF LIMITATIONS |in years|
Open Accounts: 3
Written Contract: 5 |partial payment stops the statute from running|
Sale of Goods: |UCC-2| - [...]

Arizona Debt Collection Laws
In addition to being regulated by the Fair Debt Collection Practices Act (FDCPA), Arizona collection agencies are also regulated by Arizona debt collection laws. Discover: Arizona collection requirements, bad check laws (NSF), statutes of limitations for both debts and judgments, garnishments plus Arizona collection agency license and bonding information.
Summary of the Arizona fair debt collection practices laws:
ARIZONA INTEREST RATE
Legal: 10%
Judgment: 10% or contractual
ARIZONA STATUTE OF LIMITATIONS |in years|
Open Accounts: 3
Written Contract: 6 in AZ. - 4 outside AZ.
Domestic Judgment: 5-additional 5 upon request |indefinitely|
Foreign Judgment: 4
ARIZONA BAD CHECK LAWS |NSF|
Twice the amount of check, costs of [...]

Alaska Debt Collection Laws
In addition to being regulated by the Fair Debt Collection Practices Act (FDCPA), Alaska collection agencies are also regulated by Alaska debt collection laws. Discover: Alaska collection requirements, bad check laws (NSF), statutes of limitations for both debts and judgments, garnishments plus Alaska collection agency license and bonding information.
Summary of the Alaska fair debt collection practices laws:
ALASKA INTEREST RATE
Legal: 10.5%
Judgment: 10.5% or contractual
ALASKA STATUTE OF LIMITATIONS |in years|
Sale of Goods: 4
Written Contract: 6
Domestic Judgment: 10
Foreign Judgment: 10
ALASKA BAD CHECK LAWS |NSF|
Damages in amount equal to $100 or triple the amount of the check whichever is greater. [...]