New Mexico Debt Collection Laws
In addition to being regulated by the Fair Debt Collection Practices Act (FDCPA), New Mexico collection agencies are also regulated by New Mexico debt collection laws. Discover: New Mexico collection requirements, bad check laws (NSF), statutes of limitations for both debts and judgments, garnishments plus New Mexico collection agency license and bonding information.
Summary of the New Mexico fair debt collection practices laws:
NEW MEXICO INTEREST RATE
Judgment: 8.75% |in the absence of a written contract|
NEW MEXICO STATUTE OF LIMITATIONS |in years|
Open Accounts: 4
Written Contract: 6
Domestic Judgment: 14
Foreign Judgment: 14
NEW MEXICO BAD CHECK LAWS |NSF|
Amount due, triple damages [...]

New Hampshire Debt Collection Laws
In addition to being regulated by the Fair Debt Collection Practices Act (FDCPA), New Hampshire collection agencies are also regulated by New Hampshire debt collection laws. Discover: New Hampshire collection requirements, bad check laws (NSF), statutes of limitations for both debts and judgments, garnishments plus New Hampshire collection agency license and bonding information.
Summary of the New Hampshire fair debt collection practices laws:
NEW HAMPSHIRE INTEREST RATE
Judgment: 7.6%
NEW HAMPSHIRE STATUTE OF LIMITATIONS |in years|
Open Accounts: 3
For Goods: 4
Written Contract: 3
For Goods: 4
Domestic Judgment: 20
Foreign Judgment: 20
NEW HAMPSHIRE BAD CHECK LAWS |NSF|
Amount due, interest, court costs, reasonable costs [...]

Nevada Debt Collection Laws
In addition to being regulated by the Fair Debt Collection Practices Act (FDCPA), Nevada collection agencies are also regulated by Nevada debt collection laws. Discover: Nevada collection requirements, bad check laws (NSF), statutes of limitations for both debts and judgments, garnishments plus Nevada collection agency license and bonding information.
Summary of the Nevada fair debt collection practices laws:
NEVADA INTEREST RATE
Legal: 2% Over Prime
Judgment: 2% Over Prime
NEVADA STATUTE OF LIMITATIONS |in years|
Open Accounts: 4
Written Contract: 6
Lease: 4
Domestic Judgment: 6
Foreign Judgment: 6
NEVADA BAD CHECK LAWS |NSF|
Amount due, protest fees three times check amount not more than $500, or less [...]

Minnesota Debt Collection Laws
In addition to being regulated by the Fair Debt Collection Practices Act (FDCPA), Minnesota collection agencies are also regulated by Minnesota debt collection laws. Discover: Minnesota collection requirements, bad check laws (NSF), statutes of limitations for both debts and judgments, garnishments plus Minnesota collection agency license and bonding information.
Summary of the Minnesota fair debt collection practices laws:
MINNESOTA INTEREST RATE
Legal: 6%
Judgment: 5% |Changes Yearly|
Business or Agricultural Loan: 4.5% over federal discount rate
MINNESOTA STATUTE OF LIMITATIONS |in years|
Goods Sold & Delivered |UCC|: 4
Open Accounts: 6
Written Contract: 6
Transportation Service: 3
Domestic Judgment: 10
Foreign Judgment: 10
MINNESOTA BAD CHECK LAWS |NSF|
$100 or [...]

Washington Debt Collection Laws
In addition to being regulated by the Fair Debt Collection Practices Act (FDCPA), Washington collection agencies are also regulated by Washington debt collection laws. Discover: Washington collection requirements, bad check laws (NSF), statutes of limitations for both debts and judgments, garnishments plus Washington collection agency license and bonding information.
Summary of the Washington fair debt collection practices laws:
WASHINGTON INTEREST RATE
Legal: 12%
Judgment: 12%
WASHINGTON STATUTE OF LIMITATIONS |in years|
Open Accounts: 3
Written Contract: 6
Domestic Judgment: 10
Foreign Judgment: 10
WASHINGTON BAD CHECK LAWS |NSF|
Lesser of check amount or 12% interest, collection costs up to $40. If taken to court, reasonable attorney's fees, [...]

Wyoming Debt Collection Laws
In addition to being regulated by the Fair Debt Collection Practices Act (FDCPA), Wyoming collection agencies are also regulated by Wyoming debt collection laws. Discover: Wyoming collection requirements, bad check laws (NSF), statutes of limitations for both debts and judgments, garnishments plus Wyoming collection agency license and bonding information.
Summary of the Wyoming fair debt collection practices laws:
WYOMING INTEREST RATE
Legal: 7%
Judgment: contract rate or 10% judgment rate
WYOMING STATUTE OF LIMITATIONS |in years|
Open Accounts: 8
Written Contract: 10
Domestic Judgment: 5
Foreign Judgment: 5
WYOMING BAD CHECK LAWS |NSF|
Double the face amount plus damages equal to collection cost and reasonable attorney fees.
WYOMING [...]

Indiana Debt Collection Laws
In addition to being regulated by the Fair Debt Collection Practices Act (FDCPA), Indiana collection agencies are also regulated by Indiana debt collection laws. Discover: Indiana collection requirements, bad check laws (NSF), statutes of limitations for both debts and judgments, garnishments plus Indiana collection agency license and bonding information.
Summary of the Indiana fair debt collection practices laws:
INDIANA INTEREST RATE
Legal: 8%
Judgment: 8%
INDIANA STATUTE OF LIMITATIONS |in years|
Open Accounts: 6
Written Contract for payment of money
|executed before 9/l/82|: 10
|executed after 8/31/82|: 6
Written Contract |other than payment of money|: 10
Written Contract for sale of goods: 4
Domestic Judgment:
10 on real estate
20 against [...]

Illinois Debt Collection Laws
In addition to being regulated by the Fair Debt Collection Practices Act (FDCPA), Illinois collection agencies are also regulated by Illinois debt collection laws. Discover: Illinois collection requirements, bad check laws (NSF), statutes of limitations for both debts and judgments, garnishments plus Illinois collection agency license and bonding information.
Summary of the Illinois fair debt collection practices laws:
ILLINOIS INTEREST RATE
Legal: 5%
Judgment: 9%
ILLINOIS STATUTE OF LIMITATIONS |in years|
Sales |UCC|: 4
Open Accounts: 5
Written Contract: 10
Domestic Judgment: 20
Foreign Judgment: Same as foreign jurisdiction
ILLINOIS BAD CHECK LAWS |NSF|
Triple check amount up to $500, attorney fees & court costs.
ILLINOIS WAGE GARNISHMENT EXEMPTIONS
15% [...]

Arkansas Debt Collection Laws
In addition to being regulated by the Fair Debt Collection Practices Act (FDCPA), Arkansas collection agencies are also regulated by Arkansas debt collection laws. Discover: Arkansas collection requirements, bad check laws (NSF), statutes of limitations for both debts and judgments, garnishments plus Arkansas collection agency license and bonding information.
Summary of the Arkansas fair debt collection practices laws:
ARKANSAS INTEREST RATE
Legal: 6% or 5 points above the Fed. discount rate
Judgment: Contract rate or 10% per annum whichever is greater
ARKANSAS STATUTE OF LIMITATIONS |in years|
Open Accounts: 3
Written Contract: 5 |partial payment stops the statute from running|
Sale of Goods: |UCC-2| - [...]

Arizona Debt Collection Laws
In addition to being regulated by the Fair Debt Collection Practices Act (FDCPA), Arizona collection agencies are also regulated by Arizona debt collection laws. Discover: Arizona collection requirements, bad check laws (NSF), statutes of limitations for both debts and judgments, garnishments plus Arizona collection agency license and bonding information.
Summary of the Arizona fair debt collection practices laws:
ARIZONA INTEREST RATE
Legal: 10%
Judgment: 10% or contractual
ARIZONA STATUTE OF LIMITATIONS |in years|
Open Accounts: 3
Written Contract: 6 in AZ. - 4 outside AZ.
Domestic Judgment: 5-additional 5 upon request |indefinitely|
Foreign Judgment: 4
ARIZONA BAD CHECK LAWS |NSF|
Twice the amount of check, costs of [...]