Arkansas Debt Collection Laws
In addition to being regulated by the Fair Debt Collection Practices Act (FDCPA), Arkansas collection agencies are also regulated by Arkansas debt collection laws. Discover: Arkansas collection requirements, bad check laws (NSF), statutes of limitations for both debts and judgments, garnishments plus Arkansas collection agency license and bonding information.
Summary of the Arkansas fair debt collection practices laws:
ARKANSAS INTEREST RATE
Legal: 6% or 5 points above the Fed. discount rate
Judgment: Contract rate or 10% per annum whichever is greater
ARKANSAS STATUTE OF LIMITATIONS |in years|
Open Accounts: 3
Written Contract: 5 |partial payment stops the statute from running|
Sale of Goods: |UCC-2| - [...]

Arizona Debt Collection Laws
In addition to being regulated by the Fair Debt Collection Practices Act (FDCPA), Arizona collection agencies are also regulated by Arizona debt collection laws. Discover: Arizona collection requirements, bad check laws (NSF), statutes of limitations for both debts and judgments, garnishments plus Arizona collection agency license and bonding information.
Summary of the Arizona fair debt collection practices laws:
ARIZONA INTEREST RATE
Legal: 10%
Judgment: 10% or contractual
ARIZONA STATUTE OF LIMITATIONS |in years|
Open Accounts: 3
Written Contract: 6 in AZ. - 4 outside AZ.
Domestic Judgment: 5-additional 5 upon request |indefinitely|
Foreign Judgment: 4
ARIZONA BAD CHECK LAWS |NSF|
Twice the amount of check, costs of [...]